Education Center

First Security Mortgage is committed to responsible money management. Helping you understand the basics as well as the ins and outs of the industry will help your financial future. Credit is part of everyday life -- and your home mortgage is a big part of your family's security.- Our Education Center can help provide the information you need to make the right decision for your family's future.

Our collection of articles and tools can get you started. Check back or bookmark this section of the site, since we are always updating and expanding the information.

Re-Financing Your Home
When you refinance your mortgage, you're actually replacing it with a brand new loan. In doing this, expect to go through a mortgage application process similar to what you experienced with your original mortgage.

When you're looking for the right refinance loan, keep in mind that a mortgage or home equity loan or line of credit may be a good way to refinance — as long as it improves on your existing mortgage or opens up new financial possibilities. This means that there are scores of refinancing products and programs to choose from.

A good rule of thumb is that if interest rates are 1/2% to 5/8% lower than your current interest rate, it may be a good time to consider a refinance.

First Security Mortgage consultants can help you make the right decisions throughout the home refinancing process, so contact us today to learn more or ask questions of our expert mortgage counselors.

The Pre-Approval Process
For most people, the process of purchasing a new home can be a pretty intimidating experience. After all, it is probably the single, largest purchase most of us may ever undertake. At First Security Mortgage, we can help you relieve your home financing anxieties with a fast, free mortgage pre-approval. With a pre-approved mortgage on your side, you can shop the housing market with the confidence of knowing your home's financing is in the bank.

To begin your mortgage pre-approval process, simply complete our convenient online pre-approval form,. One of our experienced mortgage specialists will contact you within 24 hours and issue a commitment letter verifying your approval.

Calculators
See how the savings add up for you. How much do you really spend? The answers to this question and many more are just a few clicks away. Select a Calculator below, enter some basic information and get a personalized answer in just a few seconds.

• Loan Calculator
• Mortgage Calculator
• Debt Consolidation Calculator

Frequently Asked Questions
Let's face it. Determining how to finance your home to best protect your financial future can be confusing. At First Security Mortgage we try and take the mystery out of the entire process. We've compiled a list of question many of our customers have had that may help you decided what's right for you. Just click here to visit the FAQ section of our web site. If you still have questions, feel free to contact us and we will address any of your needs.